How does PayBright work? 

PayBright is the leading provider of installment payments in Canada. When you use PayBright to pay at Clinique Skins' cashier, you can split the amount of your purchase into four bi-monthly, interest-free payments. To use PayBright as your preferred method of payment when paying: 

Add items to your cart for a minimum of $50 taxes included. Choose PayBright at checkout as your payment method and enter some information. The amount of your purchase will then be divided into four equal payments, without interest.

Why use PayBright?

Fast and convenient transaction: Place your order quickly and easily by choosing PayBright as your payment method at checkout. Simply enter some information to complete your purchase. Simple payments: PayBright will automatically collect payments from the Visa or MasterCard debit or credit card you choose, with no interest. No Impact on Credit Score: Using a PayBright "Pay as You Go" financing plan will not affect your credit score. Translated with www.DeepL.com/Translator (free version)

Comment puis-je m’inscrire? 

Si votre panier est admissible à « Payez en 4 versements » avec PayBright, l’option vous sera présentée à la caisse. Après avoir validé votre numéro de téléphone, vous recevrez un SMS pour confirmer votre identité. Vous devrez ensuite configurer votre mode de paiement avec PayBright et accepter les modalités de votre plan de financement. 

Are there any requirements to use PayBright? 

Yes, the requirements are as follows: 

Must be 18 years of age or older, a resident of Canada, and have a Canadian Visa or MasterCard credit or debit card. Your debit card must bear the Visa or MasterCard logo. Have a Canadian phone number that is capable of receiving text messages. Meet the minimum $50 required to use PayBright as a checkout payment option on www.cliniqueskins.com.

How do I make my payments? 

PayBright will help you set up four convenient automatic payments by Visa or MasterCard credit or debit card. 

What methods of payment are accepted? 

PayBright currently accepts Visa and MasterCard credit or debit cards. Debit cards must bear the Visa or MasterCard logo. Please note that prepaid cards are not accepted.

Where can I use PayBright? 

You can use PayBright to make online purchases at www.cliniqueskins.com  

Is there an annual fee? 

There are no fees or interest to use PayBright. 

Does PayBright conduct a credit check? 

For more information on PayBright's credit checks, please visit this FAQ article.

Are there late fees or insufficient funds? 

For more information on late or underfunding fees, please visit this FAQ article on the PayBright help page. 

What do I do if I need more help with my financing plan? 

If you require assistance with your funding plan or have not received your confirmation email, please contact PayBright on its website. 

Can I prepay my PayBright balance?  

Of course, at all times! There is no no penalties or fees for early repayments. To pay your current balance, please send us a message here.

Why is PayBright not presented as a payment option at checkout? 

If your retailer offers PayBright, but you don't see the payment option, please refer to this useful FAQ article on the PayBright help page.  

What should I do if my PayBright transaction is declined? 

Please use another payment method to make your purchase. 

When will my payments be withdrawn? What if I have pre-ordered products? 

For more information on payment due dates, please visit this useful FAQ article on the PayBright help page.  

If the total amount of the order changes, how will it affect my bi-monthly payments? 

If the total amount of your order changes for any reason, the duration of your financing plan will be adjusted accordingly. 

Will my credit rating be affected?

Using PayBright will not affect your credit rating. 

For more information on payment due dates, please visit 

Most authorizations are cancelled within 24 hours. However, this depends on your financial institution.

What if my order is cancelled? Will I still be charged? 

No, you will not be charged. If you have already made a payment to PayBright and are owed a refund, please allow five to ten business days for the refund to appear on your bank or credit card statement. If you have any questions about the refund process, please contact PayBright's Customer Relations Team by completing this form. 

What should I do if I can't make a payment? 

Please contact the PayBright resolutions team. She will be happy to review your options. You can contact her using this form. 

How are returns processed if I paid using PayBright? 

You will have to make your returns in store. Purchases made using PayBright are subject to Clinique Skins' return policy standards. All returns will be processed by Clinique Skins and your PayBright balance will be reduced or cancelled accordingly. If you have already made payments, PayBright will reimburse you. 

How much can I spend with PayBright? 

PayBright plans are available for orders with a minimum order amount of $50 taxes included.

What is PayBright's interest rate? 

For more information on interest or fees, please visit this useful article on the PayBright help page.  

Where can I find PayBright's terms and conditions? 

You will find them here. 

I have more questions. Who do I contact? 

If you have any questions, please contact PayBright's Client Relations team by clicking on here. 

Can I purchase a gift card with PayBright? 

Yes, if the amount after using the gift card is more than $50.